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General Components of Injury Claim Compensation There are expenses that can be printed on a receipt and then added to, and there are costs which aren't necessarily quantifiable. The unquantifiable damage is covered by general compensatory damages. Special damages are the costs which can be substantiated in a clear way for medical expenses and lost wages. Your compensation for injury claims is determined by these damages. Medical expenses Medical bills are typically included in personal injury settlements. This is especially true for those who have suffered permanent or severe injuries. For example, a spinal cord injury victim could require multiple surgeries to address secondary complications such as pressure sores, bowel and bladder problems spasticity (muscle and tendon jerks) and bone density issues. The guidelines for valuing medical expenses in a personal injuries case vary between states. In general, the insurance company will want evidence that these medical expenses were due to the accident. This could include invoices and medical bills and also evidence of the kinds of treatments considered essential. In some instances, an expert's testimony is needed to explain the need for specific treatments and show that these costs were related to the accident. In addition to previous medical costs, injured victims may also be entitled to compensation for future medical expenses. This is known as special damages and is a part of the total settlement of financial compensation to the victim. In order to prove these expenses, our lawyers will collaborate with your medical professionals and doctors to develop a treatment program for your injuries that are in line with medical guidelines. We will also factor in any prescription medications that are needed for your treatment, and any home or medical equipment needed to accommodate injuries. However, the future medical expenses can be difficult to prove without proof that the injury will have a a long-term impact on your life quality. This is why it's important to partner with a reputable personal injury lawyer who is aware of the importance of accurately estimating future medical expenses. www.youtube.com to find out more about our experience with getting compensation for victims of serious accidents. Loss of wages Economic damages are included in the compensation for injury claims. These losses are the amount you could have earned if your injuries had not prevented you from working. These losses include overtime, seasonal income, and other earnings that you could have earned. An award for the loss of wages is meant to get you back in the financial position you were in prior to the accident. In the majority of cases, an insurance company will determine your lost wage based on the hourly rate you earn as well as the number hours you missed because of the accident. This is particularly applicable to workers who are paid by the hour. When you file a wage loss claim, you must be able to prove that your injuries really kept you from working. To do this, you should submit an official medical note detailing your injuries and how they affected your ability to work. You can also provide the copies of your tax returns or pay stubs in support of this claim. You may also be entitled to compensation for the value of vacation or sick days you took during your recuperation. These days are usually worth the equivalent of a full day's pay. In some instances, your injury may be permanent and limit your ability to work. If your injuries are permanent you can claim compensation for your loss of earning capacity. A reduced earning capacity is typically determined by a physician. A reputable attorney can help you determine the value of your reduced earnings capacity. They can help you gather evidence of your injuries, as well as lost income and submit it to the insurer to ensure that you receive the maximum amount for your case. Pain and suffering The damages of pain and suffering are ones which cannot be quantified in the same way as medical expenses or lost wages. It's subjective and difficult to quantify, however it's a vital part of any personal injuries case. This is because the damages that are covered aren't immediately apparent, such as mental distress, emotional distress and anxiety. Evidence that is credible is the most important element in proving your pain and suffering. This can include prescription records showing the type and dosages of pain medication as well as notes from medical professionals or other doctors regarding how the accident impacted your life, as well as photographs of your injuries, such a broken bone, scars, or other marks. It is crucial to be honest about the suffering and pain that you have experienced and how it has affected your life. There are two ways to calculate the amount of pain and suffering you are entitled to compensation for. One is the multiplier method where you add up your actual economic losses and then multiply that number by a number between 1.5-5. Another is the per diem method in which you receive an amount every day starting from the date of your accident until you achieve maximum medical improvement. It is important to keep in mind that the jury will determine the amount of suffering and pain you've suffered. It is difficult to put a value in dollars on non-economic damages, and the jury may take their time in assessing the impact of your accident your life and the quality of your life. Damages to property caused by a fire It may take some time to prepare for trial, depending on the degree of your injury. Your lawyer must pay all medical bills including hospitalizations, surgeries, doctor visits, physical therapy sessions and prescription drugs. Your personal injury lawyer may be able to recover these costs in your settlement, even if you are still paying for your health insurance. Damages to property are another type of compensation for accident victims. These awards are intended to cover the costs of any destruction or damage that was caused by another party's negligence. This could be damages to property (such as your home or vehicle) or personal property (like jewelry or a cellphone). Property damage claims can be part of an injury claim or even their own lawsuit. General damages are a way to compensate for suffering and pain. Compensation damages are intended to put a victim in the same place as if their injuries never occurred. They are usually difficult to quantify, and can range from the small amount of a few thousand dollars for small cases, to millions of dollars for severe injuries or disabilities. In the end, punitive damages penalize the defendant for their actions and discourage them from repeating the same similar thing again in the future. They are rare and reserved for the most egregious or shady of conduct. Although they're not an option in every personal injury case, it's crucial to take into consideration all kinds of compensation you may receive when assessing your case. If you've suffered an injury, call an New York personal injury law firm to discuss your options. They can assist you in filing all the necessary paperwork within the statute of limitations applicable to you. Damages for emotional distress Emotional distress is a part of pain and suffering, but it is difficult to prove. The victims can experience anxiety and fear, insomnia depression, and humiliation following a serious accident. Stress and emotional distress can be associated with a loss of enjoyment of life. This can include things like a fear of driving after an accident in the car or inability to work due to a physical injury which causes severe headaches. The court will look over the specifics of your case to determine how much compensation you may be entitled to for emotional distress. Your lawyer can assist you in gathering the documentation necessary to prove your claim. This can include medical and psychiatric records, photos of the accident scene, journal entries detailing your feelings in the wake of the accident, as well as other evidence that is relevant to your claim. If the incident was particularly difficult, you may also consider filing an action for intentional injury. This is a less well-known type of non-economic damages. It is necessary to prove that the defendant's actions were recklessly negligent or intended to cause you mental pain as well as physical harm. These claims are legitimate and they are paid the same as any other kind of economic or physical damage. Having the right lawyer on your side can be the difference to winning your case and getting the financial assistance you require. If you think you've been injured as a result the negligence of someone else, it's imperative to speak with an experienced injury lawyer.